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Locally engineered mortgage solutions.

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

Proud to Serve

Kris McCullough and his Team are fast becoming the Loan Team to work with, if you are looking to purchase Real Estate and need financing. The key to our success has been a combination of consistently offering a variety of Loan Products, at great rates, with overwhelming customer service and support. Kris is a Retired Marine Corps Veteran of 20 Years that prides himself on Education and exceeding all expectations from every client his Team works with.

We want you to know we will always do our best to offer you the ideal financial solution. We are here to be of service and to help you start the next chapter of your life.

Client Resources

Surf our website to learn about our company, see our loan programs, and request a free consultation.

Mortgage Calculator
Look at different scenarios with our calculators.
Learning Center
Read through the articles to help you learn more about the mortgage process.
Loan Programs
Familiarize yourself with some of the loan programs we offer.
Quote Request
Request a no obligation quote with no credit check required.
No Obligation.
No Credit Check.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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